Regardless of the industry, field or type of job, employees have the potential to be injured on the job in a work-related incident. In order to make sure that employees can focus on recovery, and not on litigation to pay for accident-related bills, Ohio has a workers' compensation insurance system in place. These laws guarantee a fixed financial award for an injury incurred during the course of employment. This is an important safety net for employees and employers as well.
Nonetheless, the workers' compensation system protects employers because it limits how much money must be awarded to an injured employee. If an employee feels that his or her injuries necessitate additional compensation, there is always the option to bring a civil lawsuit against a third-party who is responsible for the injury. One family is learning this fact firsthand.
A man was recently killed in a workplace accident in a neighboring state. The 30-year-old man died while working at a mill in Michigan. According to the local sheriff's office, the man appears to have slipped as he loaded rail cars and fell into a car that carried grain.
Fellow workers quickly pulled the man from the hopper car and started recovery efforts, including CPR. The Indiana native was eventually pronounced dead. Michigan's Occupational Safety and Health Administration is looking into the incident, and the mill is cooperating with the investigation.
Ohio workers who are injured in similar slip and fall accidents have options available to them. Although workers' compensation is supposed to guarantee certain damages awards, it may not always be easy to recover money to pay for medical bills and lost wages. An attorney can offer advice on a range or workplace injuries.
Source: Toledo Blade, "Michigan safety officials investigating death of worker after fall into rail car at mill," Jan. 25, 2014