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AUTOMOBILE INSURANCE--YOU MAY BE PAYING FOR UNNECESSARY COVERAGE

Many of us have purchased automobile insurance policies that contain "medical payments" coverage, which pays medical bills we incur to treat an injury sustained in an automobile accident, which sounds like a good idea. It used to be that, if you also had health insurance, you could submit your medical bills to your health insurer and then use your auto "medical payments" coverage to pay for the things that your health insurer would not cover.

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